Diversified Brokerage Specialists: A Legacy of Excellence and Dedication

For more than 78 years, Diversified Brokerage Specialists (DBS) has been a beacon of trust, innovation, and unwavering dedication within the insurance brokerage industry. Our roots run deep—spanning four generations—grounded in a profound commitment to safeguarding families, businesses, and livelihoods across the nation. From our pioneering work in disability insurance to our constant evolution with the needs of the modern marketplace, DBS has stood as a pillar of support and strength for insurance producers everywhere.

The Origin of a Legacy

Our journey began with a singular vision: to create powerful, innovative solutions that enable producers to not only compete but thrive. In 1954, we etched our name into industry history by introducing the groundbreaking Disability Business Overhead Expense (BOE) policy—a testament to our foresight and desire to fill a pressing need in the market. Since then, we have continued to evolve, adapt, and lead with the same passion and commitment that inspired our founding.

The Heart of Our Mission

At the core of DBS lies a simple yet powerful belief: insurance changes lives. We understand that life and disability insurance aren't just financial products—they're instruments of security, stability, and peace of mind. Our mission is to equip producers with the tools, expertise, and support they need to protect what matters most to their clients.

Whether it’s safeguarding a family's future through a life insurance policy or ensuring the continuity of a business with a disability plan, our work is driven by a desire to make a tangible, lasting impact. It's why we do what we do—and it’s what continues to motivate us every day.

Specializing in What Matters Most

Over the decades, we have honed our focus on several key areas where our knowledge and experience deliver the most value:

Business Owners

Business owners face a unique set of risks and responsibilities. We provide specialized strategies like buy-sell agreements and key-person insurance, ensuring business continuity in the face of unforeseen challenges.

Select Professional Occupations

Professionals in fields such as medicine, law, and finance face highly specific insurance needs. Our tailored solutions help these clients manage their risks effectively while maintaining peace of mind.

Advanced Solutions

From deferred compensation plans to complex estate planning and wealth transfer strategies, we bring deep expertise to the table. Our advanced solutions ensure that high-net-worth individuals and executives can secure their financial legacies.

What Sets DBS Apart?

The insurance industry is vast, but what makes DBS stand out is not just our longevity—it’s our relentless pursuit of excellence. We pride ourselves on being more than a brokerage partner. We are educators, advocates, and collaborators who are truly invested in the success of every producer we serve.

Here are some of the attributes that define us:

• Depth of Experience: Over 78 years of accumulated wisdom and industry insight.

• Comprehensive Product Portfolio: Access to a wide range of highly competitive life, disability, and specialty insurance products.

• Advanced Sales Expertise: Our team is skilled in tackling complex cases and designing tailored solutions that meet client needs.

• Commitment to Integrity: Our decisions are always guided by what’s best for the client—period.

Our Services: Supporting Producers at Every Step

We offer a full spectrum of services, each designed to simplify the producer's journey and maximize their potential:

Sales Support

Our knowledgeable team provides access to comprehensive product training, sales strategies, and customized client solutions. We help producers craft presentations and close cases effectively and ethically.

Underwriting Support

Our seasoned underwriting experts help producers navigate the often-complex process with ease. By streamlining paperwork and coordinating directly with carriers, we help get policies issued faster and more efficiently.

Individual Life and Disability Insurance

We offer personalized solutions to protect income, manage risk, and ensure that individuals and families are secure no matter what the future holds.

Long-Term Care Insurance and Annuities

As retirement planning becomes increasingly important, our annuity and long-term care options provide peace of mind and financial security in later years.

Group Insurance

For businesses of all sizes, we offer comprehensive group insurance products that provide valuable benefits to employees while enhancing company loyalty.

Special Risk/High Limit Coverage

Some clients require more than standard solutions. Our high-limit and special risk offerings ensure coverage even in the most challenging and unusual cases.

Why Producers Choose DBS

Our success is measured by the success of our producers. Everything we do is designed to help them grow, serve their clients, and build lasting relationships.

Choosing DBS means aligning with a partner who genuinely cares. We believe in long-term relationships built on trust, reliability, and shared success. Our founder’s motto still resonates through everything we do:

“Do the best thing for the client and the money will follow.” 

That principle guides every conversation, every policy, and every decision we make.

We also understand that producers deserve to be rewarded for their dedication. That’s why we offer a strong vested commission structure and a generous production bonus plan that reflects the value our producers bring to the industry.

A Dedication to Producer Success

We recognize the day-to-day challenges producers face—prospecting, educating, closing, and servicing clients. That’s why our mission includes being a reliable, responsive partner. At DBS, we’re more than just a back-office resource. We are your strategic allies, offering guidance, mentorship, and problem-solving support every step of the way.

When you work with DBS, you gain access to a team that shares your commitment to professionalism and client advocacy.

We work tirelessly to help you:

• Earn a living doing meaningful work

• Grow your book of business with confidence

• Provide exceptional service that stands out

The Legacy Continues

After nearly eight decades in business, we’re just getting started. We continue to invest in technology, expand our product offerings, and refine our services to meet the ever-changing needs of the insurance landscape. Our focus is always on the future—helping the next generation of producers succeed with the same level of excellence that has defined our past.

The journey from a single vision to a nationally respected brokerage partner has been nothing short of remarkable. And we owe it all to our passionate team, loyal producers, and enduring belief in the power of doing what’s right.

Final Thoughts

Diversified Brokerage Specialists isn’t just a name—it’s a promise. A promise to uphold the highest standards, innovate fearlessly, and remain fiercely committed to the success of those we serve. Through the decades, we’ve proven that with dedication, integrity, and a clear mission, it’s possible to not only weather industry shifts but to thrive through them.

As we look to the future, one truth remains unwavering: We are here for you. Four generations. One mission. Your success.

Welcome to DBS—the partner you can trust for life.

www.dbs50.com